Unlock the possibilities
The Perigold Credit Card is here – with your choice of benefits.
On each order, choose between 5% back in rewards at Perigold that never expire, or No interest financing if paid in full up to 24 months on qualifying orders. Refer to the Rewards section of disclosure number one.
See if you pre-qualify for the Perigold Credit Card. Refer to the Rewards section of disclosure number one.
It takes seconds and doesn't affect your credit score.
Choose the Perigold credit card that's right for you.
Perigold Mastercard®
Perigold Credit Card
Earn Rewards and more when you shop at Perigold.
5% BACK in Rewards at Perigold
1No interest financing if paid in full up to 24 months on qualifying orders
1No annual fee
1
Earn Perigold Rewards on qualifying purchases1 everywhere else you shop.
With the Perigold Mastercard, earn 3% at grocery stores.
With the Perigold Mastercard, earn 2% on online purchases.
With the Perigold Mastercard, earn 1% everywhere else.
Frequently Asked Questions
Rewards:
You will earn Reward Dollars on all Net Qualifying Purchases. For both the Perigold Credit Card and Perigold Mastercard you will earn 5% back in Reward Dollars when you use your card at Wayfair Sites. For the Perigold Mastercard, you will earn Reward Dollars when you use your card outside of Wayfair Sites: 3% at grocery stores; 2% for Qualifying Online Purchases not made at Wayfair Sites; and 1% on all other Net Qualifying Purchases made with your Perigold Mastercard. Qualifying Online Purchases are those made via a computer network, but not all online transactions will be considered Qualifying Online Purchases. Qualifying Online Purchases do not include the following types of purchases in the following categories: subscription, membership or recurring purchases; utilities, cable/satellite and telephone; insurance; medical and healthcare providers; government services, taxes and tolls; education including schools or other teaching institutions; contractor, professional, financial, legal, personal and business services; repair services; direct marketing; and purchases that manually are keyed by a merchant. You may only earn 1%, not 3%, for grocery or food purchases made at convenience stores, gas stations, warehouse clubs, supercenters and discount stores, and only 1%, not 2%, for purchases made through mobile/wireless technology depending on how the technology is set up to process the purchase. Merchants must submit charges under the appropriate merchant code or industry code to be eligible as Qualifying Online Purchases and/or Net Qualifying Purchases in the different categories. Neither Perigold nor Citibank determine whether merchants appropriately identify all transactions made on a credit card, but Perigold does reserve the right to determine which purchases qualify for Reward Dollars. Reward Dollars are not earned on returns, refunds, promotions or other credit adjustments, unauthorized or fraudulent charges, charges that violate the terms of your Card Agreement, balance transfers, cash advances or any other transaction treated like a cash advance, lottery tickets, gaming chips and similar transactions, interest, fees, purchases where promotional financing is applied and any portion of a purchase made with Reward Dollars. Reward Dollars have no cash value and are not redeemable for cash. You will forfeit unused Reward Dollars in certain circumstances including if your account is closed or participation in the program is terminated, unless prohibited by law. Any rewards that are not forfeited upon closure will appear in your Wayfair Account as a store credit. Additional terms and exclusions apply. The Perigold Credit Card and Perigold Mastercard Rewards Program is offered by Perigold. Perigold may withdraw the rewards program or change the terms of the program at any time for any reason. Citibank, N.A. is not responsible for products and services offered by other companies. See the full Perigold Credit Card and Perigold Mastercard Rewards Program Terms at perigold.com/PERIGOLDCARDTERMS.
No Annual Fee:
As of 08/01/2023 the Perigold Credit Card Purchase APR: variable 32.24%, Min. interest charge $2. Perigold Mastercard Purchase APR: variable 32.24%; Balance Transfer APR: variable 32.24%; Cash APR: 29.99%; balance transfer fee is the greater of $10 or 5% of the amount of each transfer, cash advance fee is the greater of $10 or 5% of the amount of each cash advance, Min. interest charge: $2; Fee for foreign purchases is 3% of the U.S. Dollar amount of each purchase.
No Interest Financing if paid in full up to 24 months*
- 6 month* Financing on orders over $199
- 12 month* Financing on orders over $799
- 18 month* Financing on orders over $1499
- 24 month* Financing on orders over $2999
Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period. Valid through 05/31/2024.
*With credit approval for qualifying purchases made on the Perigold Credit Card or Perigold Mastercard at participating Wayfair sites. Financing is not available for Wayfair in-store purchases. The following Purchase APR is accurate as of 08/01/2023 and will vary: 32.24%. Minimum interest charge: $2. Offer valid for consumer accounts in good standing. Promotional financing orders will not earn Rewards and are not eligible for the introductory offer. The suggested monthly payment stated is an estimate based on the listed purchase amount divided by the number of months in the promotional period. It excludes sales tax, is rounded to the next highest dollar amount and does not include additional payments that may be required for an existing balance or future transactions. In order to pay your promotional balance by the end of the period you may have to make a payment each month that is higher than your required minimum payment.
Major Purchase Plans*
Valid through 05/31/2024
- 9.99% APR for 36 months* on orders over $1,599
- 9.99% APR for 48 months* on orders over $1,799
- 9.99% APR for 60 months* on orders over $1,999
*With credit approval for qualifying purchases made on the Perigold Credit Card or Perigold Mastercard at participating Wayfair sites. Financing is not available for Wayfair in-store purchases. Additional monthly payments may be required if you have other balances or late payments. See card agreement for details. Promotional financing orders will not earn Rewards and are not eligible for the introductory offer.
Pre-Qualify:
See if you pre-qualify for the Perigold Credit Card. This is not an application for credit.
Perigold Credit Card & Perigold Mastercard is issued by Citibank, N.A.. Citi and Arc Design is a registered service mark of Citigroup Inc. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
